Health Travel Insurance for South Africa

Many travelers visit South Africa fully intending to have a relaxing escape, a worry free vacation; yet, few travelers understand the potential risks to themselves and their families as they embark on travel arrangements without adequate medical insurance. Many travelers pack their bags under the assumption that their standard medical plan will cover them, yet few realize this is often not the case. Thousands are finding out the hard way that their standard medical insurance is suspended while traveling, particularly when venturing outside national borders.

When seconds mean life or death, travel insurance providers can break through language and currency barriers, connecting you with qualified medical help. This enhanced level of service is especially important in parts of the world where health care standards differ significantly from your home country.

Protect yourself, your family and your travel investment against:

•  Interruption
•  Lost Luggage
•  Medical Expense
•  Flight Accidents
•  Injury
•  Death
•  Emergency Medical Transportation

Personal effects insurance is also a sensible precaution, but check the policy's fine print before you leave home. Often, in even the best policies, you will find a limit per item, or per claim - which can be well below the cost of a replacement. If you need to list your valuables separately, then do so comprehensively. Check that receipts are not required for claims if you do not have them, also that the excess, which you have to pay on a claim is reasonable.

Annual travel policies can be excellent value if you travel a lot, and some of the larger credit-card companies offer excellent policies. However, it can often be better to get your valuables named and insured for travel using your home contents insurance. These year-round policies will try harder to settle your claim fairly as they want your business in the long term. 

South Africa Travel Insurance